Apr
7
You’ve learned the good money habits in my ebook that will set you and your kids free in a long run. While forming and enhancing those good habits, have you ever been aware of the common bad habits many people have? I’ve listed some here, just want to help and remind you to eliminate them one at a time.
- Spending more than earning
- Not paying yourself first, saving what’s left only
- Not watching closely to the interest rate
- Buying coffee everyday and ignoring how little money counts
- Investing without proper education
- Using future money (like “don’t pay for one year” deal)
- Caring a balance on credit card and paying the minimum
- Late payment
- Not having an emergency fund
- Not keeping record and tracking your expenses
- Buying things on impulse that you actually don’t want
- Not tracking and managing your investments
Breaking babits is a tough job, replacing a bad habit to a good habit is even harder. Make sure you know it’s human nature and be patient. Remember: Forming a new habit takes about 21 days.
July 30th, 2009 at 2:40 pm
Hi, its my first time to leave you a message in response of your nice and meaningful lessons that you’ve always share to me. By the way, thank you very much of being so kind to me. I’ve learned a lot of things and lessons as I read your ebook.
I am an employee of ship building company(Philippines) as an engineer under maintenance department. Sad to say that until now it seems nothing had change in my life. So, I plan to go abroad to earned more and to support my family in terms of financial assestance.
Right after I read your ebook, I learned to give importance of a single cent. Also, I’ve realized my own faults in regards with the way I consume my money. I never had think to the expenses I’ve made. Few days past, just like I’m dreaming, I dont know where my money goes.
Now, I’m starting to remove those bad habits and replace it with a good one. Once again, thanks a lot. God Bless you and to your family.