Yesterday was my younger son’s 6-year birthday, party, gifts, cake, treats, lots of fun……..and the budget was well controlled.
Birthday spending used to be one of my major expense leaking area. But now I have no problem with it because I ‘m using birthday spending secret weapon – Cash. Yes, I use cash to do all the birthday purchase, only cash, you know why? because when I use cash, I know exactly how much I’ve spent for certain items that I’ve already bought, and at the same time, I know exactly how much left in my wallet that I can use.
If you like me, struggling staying within budget of something, you can try the same method – using cash instead of credit card. This way, you are physically controlled by yourself, and at the same time, you are physically protected from inpulsive purchasing by using credit card. Try it, it works!
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Lillian & Benjamin, we help families achieve financial success
contact: lillianwenli@yahoo.ca
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